Daniel (Dan) Hoyer is President of Optimized Compliance Solutions (OCS). Formerly of U.S. Advisory Services, Dan’s written compliance programs for, and conducted independent reviews of check cashers, money order issuers, money transmitters, foreign exchange dealers, prepaid card providers, precious metals dealers, and banks (both domestic and foreign). Additionally, Dan established MSB transaction monitoring and reporting systems, allowing his former firm to be the first to offer clients the ability to outsource many of their day-to-day, BSA/AML responsibilities. Dan’s earned the Certified Anti-Money Laundering Specialist (CAMS) designation, has presented at numerous conferences – including FiSCA, CCEA, Western Union, and ACAMS Chicago Chapter events – and has been published in industry-related newsletters and magazines.
Robert (Rob) Lopata is Senior Compliance Consultant of Optimized Compliance Solutions (OCS). Prior to joining Optimized Compliance Solutions, Rob served as an independent, anti-money laundering (AML) reviewer for EA Compliance Inc., a Chicago-based AML compliance consulting firm. Rob, a Certified Anti-Money Laundering Specialist (CAMS), has conducted independent reviews for money services businesses (MSBs), precious metals dealers, foreign exchange dealers, broker-dealers, commodity futures firms, and non-bank residential mortgage lenders and originators (RMLOs). Rob has over 25 years of trading experience in the futures industry and was a member of the Chicago Board of Trade for 13 years.